Federal Reserve · Sunday, October 4, 2026
Fed gives the public until Nov. 4 to comment on insider-loan rules
The File desk · Oct 4, 2026, 10:55 AM UTC
Status
Confirmed (Federal Reserve press release, 4:00 p.m. Eastern, Oct. 2, 2026)
The Federal Reserve on Friday gave the public until Nov. 4 to comment on a proposal to update Legal instrument The Federal Reserve rule on loans a bank makes to its own insiders: executives, directors, and major shareholders. On Oct. 2, 2026, the Board extended comments on a proposal to modernize it until Nov. 4. Comments had been due Oct. 5.Regulation O
The Board’s press release is dated Oct. 2, 2026, for release at 4:00 p.m. Eastern.
Legal instrument The Federal Reserve rule on loans a bank makes to its own insiders: executives, directors, and major shareholders. On Oct. 2, 2026, the Board extended comments on a proposal to modernize it until Nov. 4. Comments had been due Oct. 5.Regulation O
The Board said it extended the comment period so people have more time to study the proposal and write. The release points to a Federal Register notice. This desk used the press release and did not open that PDF.
Nov. 4 is a deadline for comments. It is not a date on which the rule takes effect.
What is still unknown or disputed
- The Federal Register citation. It is on the notice this desk did not open.
- How the proposal would change loan limits or who counts as an insider. Those details are in the notice, not in the short release.
Primary sources
Every claim in this story is drawn from the documents below. If a fetch failed, that is recorded on the card.
Source 1
Federal Reserve Board extends the comment period on its proposal to modernize Regulation O
Board of Governors of the Federal Reserve System · October 2, 2026
For release at 4:00 p.m. EDT, Oct. 2, 2026. Comment period on the
modernization proposal extended until Nov. 4. Comments were originally due Oct. 5.Legal instrument
Regulation O
The Federal Reserve rule on loans a bank makes to its own insiders: executives, directors, and major shareholders. On Oct. 2, 2026, the Board extended comments on a proposal to modernize it until Nov. 4. Comments had been due Oct. 5.
governs credit a bank extends to insiders: executives, directors, and major shareholders.Legal instrument
Regulation O
The Federal Reserve rule on loans a bank makes to its own insiders: executives, directors, and major shareholders. On Oct. 2, 2026, the Board extended comments on a proposal to modernize it until Nov. 4. Comments had been due Oct. 5.
https://www.federalreserve.gov/newsevents/pressreleases/bcreg20261002a.htm